Drutam LOS – Loan Origination System 
Drutam LOS automates the complete loan journey—from lead to disbursement—reducing TAT from weeks to days. 
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Netwin Loan origination system

Digitize Lending, Accelerate Growth

End-to-end digital loan processing for personal, business, and supply chain finance. Automates credit scoring, e-KYC, bureau checks, underwriting, documentation, and disbursement. Integrated with Netwin’s workflow and rule engine for faster, compliant decisioning.

Key features of

Drutam LOS – Loan Origination System ​

Multi-product support (personal, business, gold, supply chain finance)

e-KYC, CKYC, bureau & fraud checks

Configurable workflows and approval hierarchies

Credit scoring & rule-based underwriting 

Digital agreements with e-sign 

Mobile app for field sourcing 

Digitize your lending
today

Benefits you get

Scale lending without scaling manpower

Reduce NPAs with better risk assessment 

Provide faster turnaround to customers

Easy policy changes with rule engine 

Use Cases

NBFCs offering digital personal loans

Banks expanding into SME/supply chain finance 

Co-op banks adopting digital sourcing 

Integrations & Compliance

Integrations & Compliance

Integrated with CKYC, CRIF, Experian, CIBIL, Perfios 

Supports RBI’s digital lending guidelines