Loan Origination System (LOS)

Loan Origination System (LOS)
Automating and streamlining loan application and approval process which improves efficiency, reduces manual work, and ensures accurate data management, resulting in faster loan disbursal and enhanced customer experience.
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Loan Origination System (LOS)
Netwin Loan origination system

Accelerating your bank’s lending capacity!

Normal banking legacy system takes lot of time for loan processing and increase the cost of lending. This impacts customer experience and could make them dissatisfied. Netwin digital lending solution – LOS enable financial institute to validate, qualify and disburse loans quickly. Netwin LOS helps to attract Gen Z and millennial customers to your FI. Our API based design approach helps to integrate easily with any other software. These speeds up the implementation of LOS in your Bank.

It replaces the traditional loan application flow with dynamic, multi-channel loan application and processing engine, and increases the customer conversation rates. With unified, flexible and efficient approach, the LOS solution makes it possible to manage retail, commercial and corporate lending journey seamless across various internal and external stakeholders. Covering the entire loan life cycle from pre-qualification, till disbursement the LOS automates the complete loan process and gives customer excellent experience of doing business with bank.

Main features

Flexibility and Customization

Easily customized to meet the specific needs of the lender. This means that it is able to adapt to changing business processes and regulations and allow for the integration of new technologies.

Efficiency

The LOS streamlines the loan application process, from initial application to closing, by automating as many tasks as possible. This reduces processing time, improves accuracy, and enhances customer satisfaction.

Compliance

The LOS complies with all applicable regulations and ensure that all loan processing is done in accordance with the relevant laws and regulations.

Security

Robust security measures are in place to protect sensitive borrower data and prevent unauthorized access.

Analytics

The LOS provides data analytics and reporting capabilities to help lenders make informed decisions about their lending practices.

User-friendly interface

The UI is intuitive and easy to use, with a user-friendly interface that simplifies the loan origination process.

Scalability

The LOS is scalable with the growth of the lending operation, handling increased volumes of loan applications and processing with ease.

Integration

The LOS integrates seamlessly with other systems and technologies, such as credit bureaus, underwriting systems, and loan servicing platforms.

Accelerate lending processes with automated technology.

Benefits you get

Digitized Lending process

Multi-channel loan application

Lending Risk calculations and management

Configurable Rule Engine

Intelligent Underwriting, Risk Rating and Credit Decision

Management Leads and Customer relationships

Digitized Loan records and agreements

Zero touch processing and efficient lead generation

Automated workflows.